Financial Equality and Wellbeing Support

If you are over State Pension age and on a low income, Pension Credit could give you extra money to help with your living costs.

Pension Credit opens doors to other support including:

• the Winter Fuel Payment
• Council Tax discount
• help with NHS costs and free TV licences for the over 75’s

It is estimated that up to 880,000 households across the UK may be missing out on this support. We are urging people to check whether they or their loved ones are eligible.

Who can claim Pension Credit

You can claim Pension Credit if you are of State Pension age and on a low income.

Pension Credit is separate from your State Pension. Your savings, private pensions or owning a home are not necessarily barriers to receiving it.

How much Pension Credit will you get

Pension Credit tops up:

• your weekly income up to £218.15 if you are single
• your joint weekly income up to £332.95 if you have a partner

If your income is higher than these thresholds, you may still be eligible for Pension Credit if you:

• have a disability
• care for someone or have housing costs
• or if you had taken steps to save for your retirement

Use the Pension Credit calculator to find out if your eligible and how much you could get.

How to claim Pension Credit

You can start your application up to four months before you reach State Pension age or any time after you reach State Pension age, but your application can only be backdated by three months.

You can also claim over the phone or via post. A friend or family member can call for you if you cannot use the phone.